Free guide
Secure the Bag
The getting started guide to managing your money. It walks you through the steps to get your money in order, one at a time.
What's inside
A magical thing happens when you start managing your money on purpose. You start to have more money to manage.
Start with a quick self-check to see where your money stands today.
Build a budget with the 70/20/10 split, made for real paychecks and real life.
Find ways to save, even when money is tight.
Pay off debt with a plan you can actually stick to.
Learn which bank accounts to have and what each one is for.
Start investing as a beginner, with my Roth IRA Starter Checklist inside.
Bonus: my free budget spreadsheet.
Hi, I'm Clarissa
I teach women how to budget, save, pay off debt, and start investing in plain language. My work has been featured in Essence, Business Insider, Cosmopolitan, Yahoo Finance, and on the Tamron Hall Show.
© 2026 Clarissa Explains Money LLC. All rights reserved. For educational purposes only. Not financial advice.